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Who You Gonna Call?
"It's who you know."
Well, Tera is in "the know" — with who to know! Just some of her close confidants are the biggest leaders in the investment and mortgage industry.
Tera is very serious about her profession and making sure she is the best at what she does and who she associates with. Who do you have in your corner? A seasoned pro who keeps on top of the market and in close contact with its leaders of the industry? Or just someone who was popular in high school and got into this business to make a quick buck?
"You might work at the gas station down the road or you may be Ron Howard or Mick Fleetwood. Tera doesn't get caught up in the ego excitement, but she does get caught up in the fact that 'Everyone should be treated like a Star'. Everyone that comes into Hawaii Financial Services is treated as one and the same. Everyone's future counts & every penny matters!"
Credentials & Recognition
✓ Hawaii's 1st Certified Mortgage Planning Specialist (CMPS)
✓ NMLS #357949 | HIFIS NMLS #1566069
✓ Ho'oulu Fastest 50 Awardee — Pacific Business News
✓ Honored by Hawaii Governor Mufi Hannemann
✓ Hawaii Association of Mortgage Brokers — Maui Representative 5+ years
✓ Financing Hawaii homes statewide since 2003
Tera at the New York Stock Exchange — always staying one step ahead and on the pulse of the industry!
Tera's Industry Network
Barry Habib
CEO, MBS Highway — Top Mortgage Industry Strategist
One of the most influential voices in the mortgage industry. Tera has shared the stage with Barry at the New York Stock Exchange and at The Mirage in Las Vegas. Click to see Barry's latest appearance on CNBC.
See Barry on CNBCSue Woodard
Chief Customer Officer, Total Expert
Tera and Sue shared a beer at the New York Stock Exchange — a true industry leader and innovator in mortgage technology and customer experience.
Cindy Ertman
VP of Platinum Capital Group — Top 100 Originator by Volume for 7+ Years
One of the nation's top mortgage originators and a close confidant of Tera's in the industry.
Jeffrey Gitomer
Bestselling Author & Business Speaker
The "Little Red Book of Selling" author and one of the funniest, most insightful business minds Tera has had the pleasure of connecting with.
Greg Frost
CEO/President, Frost Mortgage Banking Group — "The Billion Dollar Man"
The first person in the mortgage industry to be called "The Billion Dollar Man." A wonderful man and a key influence on Tera's professional development.
Rene Rodrigues
CEO, Volentum
A transformational leader whose work has had a profound impact on Tera's life and business philosophy.
Visit VolentumRecognized by Hawaii's Leaders
Over the years Tera has met Fortune 500 entrepreneurs, successful business people, and international movers & shakers — including Hawaii Governor David Ige, Senator Roz Baker, Mayor Alan Arakawa, and many more. She's been honored to share stages with some of Hawaii's most respected business leaders.