Hawaii Financial Services

Mortgage Tips


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For Sellers
Benefits of Proper Pricing
Choosing your REALTOR ®
Make a Good First Impression
Moving Checklist
For Buyers
Are you ready to buy a home?
   Description: Have you thought about buying a home?
Mortgage Application Checklist
8 Things U SHOULDN'T DO when applying for a home loan
   Description: What not to do before and during the loan process
Questions For Your Lender
Financing Options
How 2 Own A Home With Low Rates & Low Money Down
   Description: Regardless of Your Credit You May Own a Home With Payments You Can Afford
Important Terms You Must Know BEFORE You Buy
   Description: This is the
Improve Your Chances Of Getting Your Offer Accepted
Terms and Fees Charged at Closing
   Description: Special Report of Terms and Fees You Are Charged At Closeing
Credit Issues
Consumer Counseling
   Description: Debt management and control over your finances
Known Secrets Show U How 2 Improve Your Credit Score
   Description: What is Credit All About?
Tested & Proven Strategies 4 Building Better Credit
   Description: Build a Better Credit Record Faster & Easier
Sample Letter to the Credit Bureaus
   Description: Let them know you mean business!
Dispute Letter 2
   Description: Another type of dispute letter you might use
Get Mad! Don't let them get away with inaccurate info
Tell Creditors You Didn't Authorize Them To Look @ U!
   Description: Write this to the unauthorized creditors who pulled inquiries
Request the Debt Owed Be Reduced
   Description: Call and request that they settle for less! They will!
CEASE and DESIST COLLECTION EFFORTS
   Description: Write this to those nagging creditors whom have crossed the line
10 Questions Before Getting a Secured Credit Card
   Description: What is the best way to get a Secured Credit Card?
Secured Credit Card List
   Description: Who issues secured credit cards?
Contact Information
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